Find your cover by industry.按行业找保障。
Eight industries. Pick yours to see which covers usually matter.八个行业。选你的行业，看通常要留意哪些保障。
Manufacturing Insurance制造业保险
Factories face machinery breakdowns, product liability, fire, and supply chain disruptions.工厂面临机器故障、产品责任、火灾及供应链中断的独特风险。
Fire Insurance商业火险
Factory / Warehouse Assets厂房 / 仓库资产
Rated on费率依据 · Asset value视资产价值Machinery Breakdown机械损坏险
Critical Production Equipment关键生产设备
Rated on费率依据 · Machinery value视机器价值Workmen's Compensation劳工赔偿险
Production Line Workers生产线工人
Rated on费率依据 · Total wages视工资总额Product Liability产品责任险
Export / Local Sales出口 / 本地销售
Rated on费率依据 · Annual turnover视营业额Business Interruption利润中断险
Loss of Income during Stoppage停工收入损失
Rated on费率依据 · Gross profit视毛利润Marine Cargo货运保险
Import / Export Trade进出口贸易
Rated on费率依据 · Cargo value视货值Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
Engineering Insurance工程业保险
Engineering firms deal with complex project risks, professional errors, and high-value equipment requirements.工程公司处理复杂项目风险、专业错误以及高价值设备的保护要求。
Professional Indemnity (PI)专业赔偿险 (PI)
Consulting Engineers, Tech Advisors咨询工程师、技术顾问
Rated on费率依据 · Fees & limit视收费与限额Engineering All Risks (EAR)工程全险 (EAR)
Installation, Testing, Projects安装、调试、工程项目
Rated on费率依据 · Project value视工程金额Public Liability公众责任险
Third-party Risks at Site工程现场第三方风险
Rated on费率依据 · Turnover & limit视营业额与限额Employer's Liability雇主责任险
Tech Staff & Site Employees技术人员与员工
Rated on费率依据 · Total wages视工资总额Performance Bond履约保证金
Contractual Requirements工程合同要求
Rated on费率依据 · Bond amount视保函金额Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
Logistics Insurance物流业保险
Transport and logistics operators need protection for goods in transit, vehicle fleets, and third-party liability.运输和物流运营商需要为货物、车队以及马来西亚道路上的第三方责任提供保障。
Marine Cargo货运保险
Import / Export Trade进出口贸易
Rated on费率依据 · Cargo value视货值Carriers Liability承运人责任险
Transport Companies运输公司
Rated on费率依据 · Turnover & limit视营业额与限额Warehouse Liability仓库责任险
Warehouse Operators仓库经营者
Rated on费率依据 · Turnover & limit视营业额与限额Commercial Vehicle商用车险
Truck / Van Owners卡车 / 货车车主
Rated on费率依据 · Vehicle value视车辆价值Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
F&B & Retail Insurance餐饮与零售保险
Food businesses and retailers face product liability, customer injuries, equipment failure and cash-handling risks. Fire and business interruption are the two most common claims.餐饮企业与零售店面临产品责任、顾客受伤、设备故障及现金处理风险。火灾与营业中断是最常见的两类理赔。
SME Package (Fire + Burglary + Liability)中小企业套餐（火险+盗窃险+责任险）
Shop / Restaurant Owners门店 / 餐馆经营者
Rated on费率依据 · Asset value视资产价值Public Liability公众责任险
Customer Injury on Premises顾客在店受伤
Rated on费率依据 · Turnover & limit视营业额与限额Product Liability产品责任险
Food Manufacturers & Distributors食品生产商与分销商
Rated on费率依据 · Annual turnover视营业额Business Interruption营业中断险
Revenue Loss During Closure封店期间收入损失
Rated on费率依据 · Gross profit视毛利润Money Insurance现金险
Daily Cash Handling & Transit每日收银及运送
Rated on费率依据 · Cash limit视现金限额Fidelity Guarantee员工忠诚险
Staff Handling Cash or Inventory处理现金或库存的员工
Rated on费率依据 · Staff & limit视人数与限额Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
Professional Services Insurance专业服务保险
Consultants, accountants, architects and advisors face claims from clients alleging negligent advice, errors or omissions. PI insurance is the first line of defence.顾问、会计师、建筑师面临客户就疏忽建议、错误或遗漏提出的索赔。专业赔偿险是最重要的第一道防线。
Professional Indemnity (PI)专业赔偿险 (PI)
Lawyers, Accountants, Consultants, Architects律师、会计师、顾问、建筑师
Rated on费率依据 · Fees & limit视收费与限额Cyber Liability网络责任险
Firms Handling Client Data处理客户数据的公司
Rated on费率依据 · Revenue & limit视营收与限额Directors & Officers (D&O)董事高管责任险 (D&O)
Company Directors & Senior Officers公司董事与高管
Rated on费率依据 · Company size & limit视公司规模与限额Office Package办公室综合险
Fixed Premises with Equipment有固定办公场所的公司
Rated on费率依据 · Asset value视资产价值Group Healthcare团体医疗险
Full-time Staff Benefits全职员工福利
Rated on费率依据 · Headcount & benefits视人数与保障Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
Construction Insurance建筑业保险
Construction sites carry high risk for worker injuries, third-party damage, and project delays. Contract obligations typically require specific insurance.建筑工地面临工人受伤、第三方损坏和项目延误的高风险。合同义务通常要求指定险种。
Contractor's All Risks (CAR)承建商全险 (CAR)
Main Contractors & Sub-Contractors主承建商与分包商
Rated on费率依据 · Contract value视工程金额Employer's Liability雇主责任险
Companies with Site Workers有工地员工的公司
Rated on费率依据 · Total wages视工资总额Public Liability公众责任险
Third-party Impact at Site工地第三方影响
Rated on费率依据 · Turnover & limit视营业额与限额Professional Indemnity专业赔偿险
Architects & Consulting Engineers建筑师与咨询工程师
Rated on费率依据 · Fees & limit视收费与限额Contractor's Plant & Equipment工程机械险 (CPE)
Owners of Heavy Machinery重型机械设备主
Rated on费率依据 · Equipment value视设备价值Performance Bond履约保证金
Tender / Contractual Requirements投标 / 合同要求
Rated on费率依据 · Bond amount视保函金额Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
Trading & Import/Export Insurance贸易与进出口保险
Cross-border traders face cargo loss at sea, product liability in overseas markets, buyer defaults, and regulatory risks that domestic fire policies simply do not cover.跨境贸易商面临货物海运损失、海外市场产品责任、买家违约及法规风险——这些国内火险统统不保。
Marine Cargo (ICC)货运保险 (ICC)
Sea, Air & Multimodal Shipments海运、空运及多式联运货物
Rated on费率依据 · Cargo value视货值Product Liability产品责任险
Export to EU, US & Regional Markets出口至欧盟、美国及区域市场
Rated on费率依据 · Annual turnover视营业额Trade Credit Insurance贸易信用险
Overseas Buyer Default / Non-Payment海外买家违约/拒付
Rated on费率依据 · Insured revenue视承保营业额Goods in Transit陆运货物险
Domestic Last-Mile Distribution国内最后一公里配送
Rated on费率依据 · Cargo value视货值Workmen's Compensation劳工赔偿险
Warehouse & Loading Staff仓库及装卸员工
Rated on费率依据 · Total wages视工资总额Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。
Healthcare & Medical Insurance医疗与诊所保险
Clinics, GPs and specialists face malpractice claims, patient injuries, costly medical equipment and strict handling of patient data.诊所、全科及专科医师面临医疗事故索赔、病患受伤、昂贵医疗设备及病患数据处理的严格要求。
Medical Malpractice (PI)医疗事故险 (PI)
Doctors, Dentists, Specialists, Clinics医生、牙医、专科、诊所
Rated on费率依据 · Specialty & limit视专科与限额Clinic Package (Fire + Burglary)诊所综合险（火险+盗窃险）
Clinic Premises & Contents诊所场所与设备
Rated on费率依据 · Asset value视资产价值Public Liability公众责任险
Patient Injury on Premises病患在诊所受伤
Rated on费率依据 · Turnover & limit视营业额与限额Medical Equipment (EEI)医疗设备险 (EEI)
Scanners, Lab & Precision Devices扫描仪、实验室及精密仪器
Rated on费率依据 · Equipment value视设备价值Group Healthcare团体医疗险
Clinic & Support Staff诊所与支援员工
Rated on费率依据 · Headcount & benefits视人数与保障Coverage recommendations only. Actual premium is custom-rated to your business — talk to us for a tailored quote.以上为保障建议。实际保费依您的业务量身定制——欢迎联系我们获取报价。