Asset Protection · Cover Explained资产护航 · 险种解读
Electronic Equipment电子设备险
IT & Precision InstrumentsIT与精密仪器
What it covers
Physical loss of precision electronic equipment from accidental incidents, voltage instability, or improper handling.
Scope of cover
- Circuit board burnout from voltage surges
- Accidental drop or collision
- Overheating from air-conditioning failure
- Physical damage to data storage media
Exclusions
- Software failure or virus infection (Cyber policy scope)
- Normal consumable replacement
- Manufacturer warranty defects
保障承诺
承保精密电子设备因意外事故、电压不稳或操作不当导致的物理损失。
保障范围
- 电压不稳导致的电路板烧毁
- 意外跌落或碰撞损坏
- 空调故障导致的过热损坏
- 数据存储介质的物理损坏
不保事项
- 软件故障或病毒感染（属网络险范围）
- 消耗品的正常更换
- 厂家保修范围内的缺陷
Also in Asset Protection同属资产护航
Not sure if your current policy covers this?不确定你现在的保单有没有保到这块？
Send us the policy — a licensed advisor reads it and shows you where you stand. No charge.把保单发给我们，持牌顾问逐条看完告诉你缺在哪。不收费。