Asset Protection · Cover Explained资产护航 · 险种解读
SME Package企业综合险
All-in-One Business Protection一站式企业保障
What it covers
A one-stop integrated policy combining multiple covers at a bundled price.
What is typically bundled
- Fire & Allied Perils
- Burglary
- Public Liability
- Money Insurance
- Fidelity Guarantee
Best for
Retail shops, restaurants, offices, and small warehouses that need multiple covers but want simplicity and cost efficiency.
Exclusions
- High-risk industries (nightclubs, construction sites)
- Property outside insured premises
- Valuables not listed in schedule
保障承诺
一站式整合保单，以套餐价格为中小企业提供多种保障。
通常涵盖
- 火险与附加险
- 盗窃险
- 公众责任险
- 现金保险
- 雇员忠诚险
最适合
需要多种保障但希望简单、高性价比的零售店、餐馆、办公室及小型仓库。
不保事项
- 特定高风险行业（如夜总会、建筑工地）
- 非经营场所内的财产损失
- 未在清单内列明的特定贵重物品
Also in Asset Protection同属资产护航
Not sure if your current policy covers this?不确定你现在的保单有没有保到这块？
Send us the policy — a licensed advisor reads it and shows you where you stand. No charge.把保单发给我们，持牌顾问逐条看完告诉你缺在哪。不收费。